PERSONAL Consumer Loan Products  Personal Loans

 

                                                                                                                                                                                                      

 

 
 
 
Now Open Nationwide       Learn more!

The Easi-Funds Personal Loan Product is a non-collateral multi-purpose loan facility offered to salaried/self-employed individuals in need of instant cash payable in equal monthly amortization.


      •     Loan availment is thru Manager's Check deposited to bank account or credit to CBS account.
      •     Monthly add-on rate and fixed term repayment of 12, 18, 24, 36 or 48 months.
      •     Repayment is via issuance of post-dated checks

 

Key Benefits:


      •     Minimal documentation
      •     No collateral
      •     Flexibility of purpose and quick disbursal

 
PRODUCT SPECIFICS 

     Minimum Loan Amount: Twenty Thousand Pesos (PhP 20, 000)
     Maximum Loan Amount: One Million Pesos (PhP 1, 000, 000) 


Repayment: Equal monthly amortization
 
 
Rates and Tenor:

Term

Effective Yield (per month)

Factor Rate

12 months

2.73%

0.09883

18 months

2.89%

0.07206

24 months

2.86%

0.05817

36 months

2.92%

0.04528

48 months

3.10%

0.04033

 

QUALIFICATIONS: 
1. Filipino citizen
2. Employed / Self Employed
3. Must be a depositor of Chinabank Corp. (CBC), China Bank Savings Inc. (CBS) and Planters Development Bank
   (PDB).
4. Age should be between 21 to 55 years old at the time of application
5. Must be a principal credit cardholder
6. With landline at the place of business
7. With landline or mobile at the place of residence
8. Earning at least Php 30,000 per month or Php 360,000 per annum

REQUIREMENTS:
1. Completely filled out application form signed by the borrower Download here!
2. Photocopy of company ID bearing photo and signature
3. Photocopy of any one (1) valid government issued ID bearing photo and signature(2 IDs if Self Employed)
    a. Passport                                     f. GSIS / SSS ID                         
    b. Drivers License                          g. PRC ID
    c. Digitized TIN ID                           h. Voter's ID
   
d. Firearms Licence                        i. Digitized NBI ID
   
e. Unified Mutli-purpose ID     
4. Specimen signatures (beside the ID's)      
5. Income documents:
     a. Employed - Photocopy of latest 3 months payslip or latest Income Tax Return(ITR) with 1 month payslip
     b. Self Employed - Photocopy of latest 2 years ITR with matched Audited Financial Statement(AFS) and latest 3 months Bank Statements
6. Photocopy of latest credit card billing statement
7. Photocopy of DTI registration or SEC papers(for Self - Employed)
8. List of 3 customers and suppliers with contact details (For Self-Employed, if Applicable)
For further inquiries, feel free to call us at (02) 945-7391.