Easi-Livin’ Home Loan 2017-11-08T15:52:21+00:00

Easi-Livin’ Home Loan

Our Easi-Livin’ Home Loan makes moving in to your dream house a reality.
It can be used for lot or home purchase, home construction, home improvement
or to refinance an existing home loan.
Terms
Purchase of House and Lot 25 years
House Construction and Renovation 25 years
Purchase of a Townhouse Unit 25 years
Purchase of Condominium 15 years
Purchase of Vacant Residential Lots 15 years
Refinancing/Take-out 25 years

Interests
Options of 1,2,3,5,10,15,20 & 25 years fixing term with repricing every year thereafter

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Requirements

General

  • Duly filled-out Customer Information Sheet
  • 2 Government issued IDs of borrower/s
  • Marriage Contract, if married
  • Proof of payment for the Appraisal fee- P3,500.00, non-refundable (waived if collateral is from an accredited developer)

Collateral Documents

  • Owner’s duplicate copy of the Transfer Certificate of Title/TCT or Condominium Certificate of Title/CCT – all pages
  • Contract to Sell OR Reservation Agreement OR Bank endorsement letter OR Latest statement of account to be provided by accredited developer (if property is acquired from an accredited developer)

For Employed

  • Latest 3 months of payslip OR Latest ITR or Certificate of Employment with compensation and tenure (required to submit if allowances, incentives, etc… are not reflected in the pay slip)

For Self-Employed

  • Photocopy of the last 2 years ITR with matched Financial Statement (FS)
  • Bank statement for the last 6 months
  • Photocopy of DTI Registration or SEC Papers and latest GIS
  • List of major suppliers and customers with contact details

For OFW / Immigrant

  • Notarized or Consularized Special Power of Attorney (SPA)
  • Latest job contract with compensation or Certificate of Employment with compensation and tenure
  • Assigned co-borrower (must be a relative who is either self-employed or employed and permanently residing in the Philippines) or Assigned Loan Administrator, copy of 2 valid IDs and contact details (Loan administrator should be permanently residing in the Philippines)
Note: Co-borrower or Loan Administrator is required to fill out a separate application form

Borrower’s Information

Borrower’s Employment / Occupation

Spouse’s Information

Borrower’s Dependent(s)

Co-Borrower’s Information

Attorney-In-Fact / Special Power of Attorney Information (if applicable)

Loan Details

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