CBS Online is an electronic channel that provides enrolled clients direct access to their accounts and enables them to do various banking transactions through the internet and mobile phone. Here are the reasons why you should enrol in CBS Online:


     1. No more waiting in line – Through CBS Online, you don’t need to waste more than an hour queuing at payment centers.


     2. You can access your account anytime, anywhere – Imagine being able to track your account even when you’re on vacation, at work, in school, or alongside checking your Facebook or Instagram accounts


     3. It’s free – There is no joining fee or ADB required to enrol



Eligible accounts


Savings and checking accounts (passbook and ATM based) as well as time deposit accounts


     a. Individual accounts


     b. Joint “or” accounts



How to enrol


     1. Fill out Retail User Activation Form at your branch of account.


     2. Expect your username and password to be sent to your registered e-mail address.


     3. Access to make an initial login.


     4. Click on “Login” button and key in your username and password.







View the list of your deposit accounts and your transaction history.




Transfer funds to other CBS accounts and other BancNet member bank accounts. To be able to perform a fund transfer, you have to enrol all your transferee accounts. Click here for instructions on how to enrol a payee, and click here to view list of banks accepting Interbank Fund Transfer.




You may choose to pay your bills now, or to schedule a recurring payment. Click here to view list of billers.




Request for a checkbook, or inquire about CBS products and services




Send and receive emails and cyber receipts from CBS


Limits and Fees




Intra Bank Fund Transfer (CBS to CBS)

P 50,000.00

Inter Bank Fund Transfer (CBS to Other Bank)

P 20,000.00



Inter Bank Fund Transfer

P 25.00




For Fund Transfer


Step 1: Log in to your CBS Online Account





Step 2: Under the Transactions tab, click on Manage Transferee




Step 3: Click on Add Transferee




Step 4: Fill out the required details




Step 5: Enter your user id and transaction password




For Activation, please follow these steps:
     1. Take note of the reference ID to be generated
     2. Call ATM Center (885-5423 to 25)
Note: Upon activation of ATM Center personnel, enrolled accounts will be included in the
User’s personal payee list

List of Banks Accepting InterBank Fund Transfer


Allied Bank

Allied Savings Bank

Asia United Bank

Bank of Commerce

Card Bank, Inc.


China Bank


CitiBank Savings Bank

City Savings Bank

City State Bank

Equicom Savings Bank

HSBC Savings

Hongkong and Shanghai Bank Corp.


Malayan Bank


Metrobank  ATM Accounts Only

Nationlink Network

Opportunity Kauswagan Bank


PSBank ATM Accounts Only

PVB Card Corp.

Philippine Postal Bank

Philippine Business Bank

Philippine National Bank

Philippine Veterans Bank

Philtrust Bank

Producers Bank


RCBC Savings Bank

Real Bank

Robinsons Bank

Security Bank

Standard Chartered Bank

Sterling Bank of Asia

Tong Yang Bank



List of Billers


Cable TV
Planet Cable
Sky Cable (Gold & Silver)
Credit Cards
Allied Bank/PNB Credit Cards
AUB Credit Cards
Bankard, Inc.
BDO Credit Card
China Bank Credit Card
Citibank VISA/MasterCard
Citibank Card Services
CTBC Bank VISA Cards
East West Credit Card
Equicom Savings
HSBC Cards
Maybank Credit Card
Security Bank Diners Club
Security Bank MasterCard
Standard Chartered Bank Visa/MasterCard
Union Bank Credit Cards
Government Institutions
Food and Drug Administration
SSS Contributions – Farmers & Fishermen
SSS Contributions – Non Working Spouse
SSS Contributions – OFW
SSS Contributions – Self-employed
SSS Contributions – Voluntary Member
AXA Philippines
Fortune Life Insurance Co. Inc.
Fortune Medicare
Great Life Financial
Paramount Life &General Insurance
Philam Life
Phil. Prudential Life
Pioneer Life Inc.
PNB Life Insurance
Pru Life U.K.
Sun Life of Canada Philippines, Inc.
Standard Insurance
CBS Loans
CSI Loans/Citibank Savings Loan
Citifinancial Loans
Coffer Lending
CTBC Bank Salstrecth
PSBank Loans
Standard Chartered Bank EZ Loan
Sterling Bank Personal and Salary Loan
Toyota Financial
Alabang Country Club, Inc.
Alphaland Balesin Island Club Inc.
Bantay Bata
Cebu Pacific
China Bank Calamity/Disaster Fund
China Bank Employees’ Fund Raising
Cosmopolitan Communities Inc.
Directory Phils
Eprime Business Solutions Inc.
FEBC Phils
I.O.S. Marketing Corp.
IPM Realty
Knowledge Channel
Manila Memorial Park Cemetery, Inc.
NSO Helpline Plus
Operation Smile
Philippine Red Cross
Piso Para sa Pasig
Resources for the Blind
Rockwell Residential Towers
SBC Cash Card
The City Club at Alphaland Makati Place
US Embassy
World Vision Development Foundation
Ateneo De Manila University
DBTC Inc. – Cebu
De La Salle Zobel School
La Salle Greenhills
MCA of Imus
San Jose Recoletos
University of the East
Digitel Communications, Inc.
Eastern Telecoms
Globe Telecoms
Innove Communications, Inc.
Smart Communications, Inc.
First Peak
Maynilad Water Services
Prime Water
Subic Water
Visayan Electric Company
Only Non-Enroled Payments are Possible